Millions of families in the U.S. face the emotional and financial struggle of raising a child with some form of disability. There are a lot different things these families will need to take into consideration when making plans to provide for the disabled child's future.

Setting aside assets and buying life insurance policies that name the child as the beneficiary is good way to start, but be cautious when doing so making sure not to accidentally disqualify them from government benefits that they might have otherwise been entitled to. Setting up a special needs trust is a good way to pass on the benefits to the child along with a supplemental needs trust. But make sure you have a will and that will makes the beneficiary the trust and not the actual child. This will help to avoid losing out on federal aid for the child.

Planning for the care of your disabled child in the event of your death is a very complicated process. You should definitely consult with a professional estate litigation Attorney when handling complicated special needs trusts.

*This blog entry was not written by an Attorney and should not be constituted as professional legal advice.